Are you ready to purchase a Habitat home?

First, are you able to answer “Yes” to the following criteria?

Citizenship

I am a US citizen or permanent resident.

Residency

I have been a resident or have worked in Transylvania county for the past 12 months.

Finances

I have not declared bankruptcy in the past two years.

Partnership

I am willing to partner with Habitat, including investing up to 200 sweat equity hours per applicant (friends and family members can help me perform half the required hours) and completing financial literacy and homebuyer education courses.

Income

My income falls within the chart below. For questions or to request help filling out your income chart, please contact us at 828-862-5117.

2025 Gross Annual Income Limits for Transylvania County, NC

  • Household Size
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • Minimum Income
  • $24,920
  • $28,480
  • $32,040
  • $35,600
  • $38,480
  • $41,320
  • Maximum Income
  • $49,850
  • $57,000
  • $64,100
  • $71,200
  • $76,900
  • $82,600

Ready to apply? Start here!

If you answered yes to the above criteria and your income (before taxes are taken out) falls within the minimum and maximum annual income level for your family size, complete the next step by choosing an option from the buttons below.